Ayandeh Bank, Mojtaba Khamenei, and Ali Ansari?
بانک آینده، مجتبی خامنهای و علی انصاری؟
What he says
An English translation of the talk, which is in Persian. It was made with AI from YouTube's automatic captions and may contain errors; the Persian transcript is authoritative. Click a timestamp to jump to that part of the video.
0:02 Hello. It is Friday, 2 Aban 1404, October 24, 2025. These days, Ayandeh Bank, its widespread corruption, and finally its closure and transfer to Bank Melli are on everyone's lips. It is hot news, and the question has been raised: how were Mr. Ali Ansari and his cronies, family, friends and so on, who plundered the bank's resources in this way, resources that are really the people's money, the money of the Iranian people, whether through the Central Bank or in the form of deposits, able to continue doing this for so many years, and what backers did they have?
1:03 In Iran there are 20 private banks and 8 state banks, many of which are bankrupt, meaning that if the criteria set by Basel, Basel in Switzerland, the accords adopted in three rounds that became known as the Basel regulations for banking, were applied to Iranian banks, especially the private banks, almost all of them would have to be shut down. That is, the ratio of the loans they have given, the loans that have not been repaid, the capital the bank can supply on its own if the loans are not repaid so it can return its depositors' deposits, and other matters that are in
2:00 the Basel regulations, what they call a stress test, like an exercise test for banks. If it were applied to Iranian banks, many of them would have to be shut down. Among them, though, Ayandeh Bank: starting tomorrow morning, the deposits of 6 million depositors will be transferred to Bank Melli. Its signs and branches have all been changed, and it has been handed over to Bank Melli, the largest state bank in Iran. This has happened at a time when it is said that Ayandeh Bank has more than 74 thousand billion tomans in debt, while it has in fact given out loans that have not been repaid,
2:59 while the depositors' deposits amount to more than two hundred thousand billion tomans; that is, it owes the people. And what it owes the Central Bank, either in the form of so-called legal reserves or loans taken from the Central Bank, is estimated at more than 500 thousand billion tomans, and this second part is in fact inflationary, meaning that the entire Iranian nation pays this debt. In any case, the list of this bank's debtors has been published, and at the top of the list is Mr. Ali Ansari himself, who is also considered the main shareholder of Ayandeh Bank, plus his family, friends and acquaintances.
3:56 But the bulk of it was lent to him and his cronies and went into various projects of which Mr. Ali Ansari is again the shareholder. The biggest and most famous of them is Iran Mall, built by Chitgar Lake in western Tehran, which is said to be one of the largest shopping, sports and other centers in the Middle East. But this is not Mr. Ali Ansari's only wealth. In fact, from investments in the steel industry to a furniture-making town and the like, from trade to construction and real estate and so on, these are the various areas where this defenseless money of the people and the Central Bank went into the hands of Mr.
4:55 Ali Ansari and came into the possession of him and his cronies. For years it has been said that this bank is in fact a den of thieves; they even say it is a money-laundering hub, that it gave loans without any accounting, that it is bankrupt and its resources have been looted. But no one was willing to deal with it. Interestingly, when you look into the history of Ayandeh Bank, you see that this same Mr. Ali Ansari had earlier set up Tat Bank, and they did the same thing to that bank; it went bankrupt. Eventually the Central Bank was supposed to shut it down, but through the exercise of influence they merged that bank's branches with several other credit funds
5:58 and pulled this very Ayandeh Bank out of it again. All of this shows that when a person can commit such violations, such blatant violations, and can stretch his hands into every field this way, and then no one can grab him by the collar, he surely has strong and solid backers at the highest levels. It has long been said that he is one of those whom Mojtaba Khamenei and Mojtaba's father-in-law, Gholam-Ali Haddad-Adel, stood behind. Mojtaba Khamenei, who has been dreaming of becoming Leader for years, and Khamenei, for the sake of the project of making
6:54 him Leader, sacrificed allies, allies like Hashemi Rafsanjani or even Ebrahim Raisi, in order to put Mojtaba on the throne, or removed Sadegh Larijani from the judiciary and exiled him to the Expediency Discernment Council in order to put Mojtaba on the throne. In these years, besides building a group of cronies around Mojtaba and making appointments and dismissals among the Friday prayer leaders, it is said he himself appointed more than 300 Friday prayer leaders, to the IRGC and the intelligence services, especially IRGC Intelligence, which under Mr. Hossein Taeb was effectively a sharp, cutting blade in Mojtaba's hand, this man has also gathered around himself a group of rent-seekers and, in fact,
7:55 sanctions mafias and non-sanctions mafias and people with their hands in various assets, whom he has supported and fattened up, and who have been and still are Mojtaba's piggy banks. It is said that Ali Ansari is one of the 56 mafias that have formed around Mojtaba Khamenei. But as for how, after all this noise and the uproar that arose, it finally came about that, on one side, Mr. Mohseni-Ejei, who is himself, of course, one of the Al Capones and bosses of corruption in the country, along with his deputy, the well-known Mr. Taramashlou, who form a big network of corruption, dared to come forward and the judiciary is dealing with Ali Ansari, and finally Mr.
8:57 Farzin, who as head of the Central Bank should have dealt with this years ago and who is in practice a servile man who listens to the centers of power, this decision was finally made, there are only two possibilities. Either, with the filthy dealings that have surfaced and the uproar that has been raised, Mr. Mojtaba Khamenei has decided to sacrifice Ali Ansari, since this pawn is no longer useful to him, and let them cut off his head; or, the second possibility, Mojtaba Khamenei himself has been disgraced and, with the developments that have taken place, in practice no longer has a chance of becoming Leader. Regarding this second one, it must be said that although Mojtaba, like his father, it is said,
10:00 is currently moving between more than six or seven shelters and holes that have been made for him, and they have hidden him out of fear of Israel, and he has been absent from public view for a long time and does not appear. But this issue is also being seriously discussed in political circles: Khamenei had at one time obtained a commitment and sought a guarantee from Russia to support his son's power and his son's ascension to the throne after him, the same thing that Fath-Ali Shah Qajar did, in utter disgrace, regarding his crown prince Abbas Mirza in the Treaty of Turkmenchay: relying on a foreign power. And for years it has been heard that Khamenei had placed this reliance on Putin. But
10:57 it is being strongly discussed in political circles that Russia, based on its assessment of Iran's current situation, has concluded that with the death or killing of Khamenei, the continuation of the Guardianship of the Jurist in Iran is impossible, and that no one else, whether Mojtaba or another person, can be put on the throne and made the third Guardian Jurist. For this reason, the Russians are considering the Plan B they had, and that is the model of how Putin himself and his gang of KGB men came to power in Russia: how they created insecurity in that period of turmoil after the fall of communism, built networks, used the money they had stolen from the KGB, and even with
11:57 deliberate explosions, for example in Moscow apartment buildings where 300 people were killed, and the atmosphere of insecurity and terror that was created, they effectively came to power in the guise of saviors and those who would establish security. It is said that the Russians, who have built various networks in Iran over the years, have concluded that they should implement that model in Iran. Therefore, with the death or killing of Khamenei, we should expect chaos-making from Russia and its agents, and then the installation on the throne of a Putin and a gang that they have probably already formed, an oligarchy, and right now many parts of these mafias are dependent on Russia, which
12:56 probably also cooperate with Russian cartels and Putin's ruling clique. Naturally, no one can know the details right now, but there is various evidence that Russia is doing this. And how the people of Iran can free themselves from such sinister plans is another discussion; in one sentence, it must be said that the only solution is the presence of the people and the exercise of the people's power in bringing down the Islamic Republic regime and Khamenei, whereby they will set the seal of their will and foil the plans of the country's enemies like Putin.
13:49 Today, however, the chain of Friday prayer leaders raised the issue of hijab and commanding the good, without saying a single word about forbidding the evil of the likes of Mr. Ali Ansari, who have stolen billions upon billions from the people's pockets. And Amnesty International has also announced that 1,300 executions have taken place in Iran since the beginning of 2025. In fact, those two pillars of creating fear, street deployments under the pretext of hijab, and executions, which we have talked about before, can be seen in these two news items. Meanwhile, the newspaper Al-Mashhad, published in Saudi Arabia, has stated, without giving details, that it has seized two Iranian ships. It is not
14:47 clear, since we have no further explanation, whether they were carrying weapons, for example for the Houthis, whether they were oil tankers, or what. But this could take relations between the two countries into another phase. Hoping for the victory of Iran and Iranians.